September 2018

Found 4 blog entries for September 2018.

How to Choose the Perfect Neighborhood

If you and your family are considering moving, then you are sure to be checking out every house, every neighborhood, every school, and every medical facility. You even be doing secret background checks on the neighbors, your potential employers, and that 7th grade science teacher whose picture doesn’t seem quite right on the school directory of your child’s next potential school. In any case, you can put your fears to rest.

 

Here are a few different things to look for when choosing the perfect neighborhood for you and your family to move into:

 

 

Get To Know The School Zones

If you have children, your children should be one of your top priorities when choosing a new neighborhood to move to. The

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Financing Terms to Know When Buying a New Home

If you are planning on buying a home in 2017, congratulations: you will be entering the real estate market at a time when the American economy is recovering at a solid and promising pace. If you are a first-time home buyer about to discover the world of mortgage financing, here are some useful terms for you to start becoming familiar with:

 

Mortgage

 

What we commonly refer to as a home loan is actually a conveyance of interest in a property that creates a security for the purpose of repayment. In other words, a mortgage is a debt instrument that ties up a home as the collateral.

 

Note

 

This is the actual legally binding instrument that formalizes the borrower's promise to make

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The Advantages and Disadvantages of Buying a Home With a HOA

An HOA. Say this three letter to someone and you will get one of two responses: You may find some homeowners love living in one, while others find it a total nightmare, doing whatever it takes to avoid it at all costs.

 

Depending on your personal preferences, a homeowners association can be a good or an evil thing, depending on how you look at it. Like anything, there will always be a positive and negative, so let's dig deeper to see what people boast and complain about.

 

The Positives

 

1. A Great Looking Neighborhood

 

Because these HOAs will have strict rules, this means all of your neighbors will have to abide by the same rules you do. This may mean keeping your

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How Important Is Credit When Buying a Home?

Your credit history one of the most critical issues that pops up whenever you want to take a loan. It is advisable to have a good credit history to improve your chances of qualifying for any loan. Your credit score will affect the loan you can get and the interest rates you will be charged.

 

When buying a home, you first need to know your credit score. The credit score not only affects the cost of borrowing for you but also your card approvals and job applications. The credit score will also be used to determine whether you will qualify for a mortgage. As such, you would not wish to see it fall below 620. Lenders prefer to give loans to people who are more likely to pay back their loans without

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