All About Greenville SC Real Estate

How Much Is Enough For Your Down Payment?

When purchasing a big ticket item, such as a house or a car, it is common to seek financing. Applying for a loan enables you to pay for these high-dollar items slowly over time with regular monthly payments, but it is customary and often even required by the lender for you to make a down payment at the time of purchase. If you are preparing to apply for a loan on a house or a car, you may be wondering how much money you need to contribute as a down payment. With a closer review of some common considerations, you can make a more educated decision about your down payment amount.

 

What the Experts Advise

Your down payment amount will play a direct role in your loan amount and monthly payment. It will

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4 Ways to Make Your Small Rooms Seem Larger

When designing a small room, there are several tricks to make it feel larger. Furniture placement and choice, color pallet and lighting can either work for or against your space. Following some simple guidelines will give you a larger feeling and functional room.

 

Paint Colors

 

Using lighter paint colors is perhaps the easiest way to make a smaller room feel bigger. Generally, neutral or lighter colors are recommended for smaller rooms. A monochromatic look will help the space feel clean and open. Paint the trim, walls and ceiling complementary shades of the same color. Don't forget to use light colors on the floor too. For a more unusual technic, use a fun, patterned wallpaper or bold paint

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6 Fool Proof Home Staging Tips

Staging a home is a crucial time in the selling process. It is common for a homeowner to start to feel overwhelmed when preparing to stage their home. However, there are tips that you can follow in order to stage your home like a professional. Implementing these tips will help to ensure that you sell your home as quick as possible. In this post, you will learn six fool proof home staging tips.

 

1. Start with Curb Appeal: It is often said that first impressions are very important. The first thing a buyer will see, when pulling up, is the outside of your home. A small investment in landscaping work can provide a big boost in the appeal of your home. Planting flowers can add much more color and visual appeal to the

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5 Tips for the First-time Home Seller

When you are ready to sell your first home, it is a new process. If you want to sell a home quickly, then it is important to hire a real estate agent. When you are emotionally invested in a property where you have raised your children or had fun times, it may feel challenging to sell a home. However, if you are transferring for a new job or downsizing to a smaller property, then it is essential to follow a few guidelines.

 

Tip 1: Hire a Knowledgeable Real Estate Agent to Sell Your Home

 

To sell a home, you must have a qualified real estate agent who understands your geographic region. You can talk to relatives and friends about the real estate agent who they hired, but you should also interview

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5 Questions to Ask Before Hiring a Real Estate Agent

If you are planning on selling your home, you should know that it is emotionally challenging and can be a time-consuming process. You have to make sure that you are making all the right decisions if you hope to be successful, and it begins with choosing a real estate agent to list your property. Make sure that you find a real estate agent who can effectively promote your home, educate you as a homeowner, and can gain your trust from the start. The real estate agent that you choose will have all the responsibility of selling your home, from engaging with prospective buyers to running open houses.

 

Before you make the decision to hire an agent, here are the five most important questions that you

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How to Choose the Perfect Neighborhood

If you and your family are considering moving, then you are sure to be checking out every house, every neighborhood, every school, and every medical facility. You even be doing secret background checks on the neighbors, your potential employers, and that 7th grade science teacher whose picture doesn’t seem quite right on the school directory of your child’s next potential school. In any case, you can put your fears to rest.

 

Here are a few different things to look for when choosing the perfect neighborhood for you and your family to move into:

 

 

Get To Know The School Zones

If you have children, your children should be one of your top priorities when choosing a new neighborhood to move to. The

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Financing Terms to Know When Buying a New Home

If you are planning on buying a home in 2017, congratulations: you will be entering the real estate market at a time when the American economy is recovering at a solid and promising pace. If you are a first-time home buyer about to discover the world of mortgage financing, here are some useful terms for you to start becoming familiar with:

 

Mortgage

 

What we commonly refer to as a home loan is actually a conveyance of interest in a property that creates a security for the purpose of repayment. In other words, a mortgage is a debt instrument that ties up a home as the collateral.

 

Note

 

This is the actual legally binding instrument that formalizes the borrower's promise to make

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The Advantages and Disadvantages of Buying a Home With a HOA

An HOA. Say this three letter to someone and you will get one of two responses: You may find some homeowners love living in one, while others find it a total nightmare, doing whatever it takes to avoid it at all costs.

 

Depending on your personal preferences, a homeowners association can be a good or an evil thing, depending on how you look at it. Like anything, there will always be a positive and negative, so let's dig deeper to see what people boast and complain about.

 

The Positives

 

1. A Great Looking Neighborhood

 

Because these HOAs will have strict rules, this means all of your neighbors will have to abide by the same rules you do. This may mean keeping your

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How Important Is Credit When Buying a Home?

Your credit history one of the most critical issues that pops up whenever you want to take a loan. It is advisable to have a good credit history to improve your chances of qualifying for any loan. Your credit score will affect the loan you can get and the interest rates you will be charged.

 

When buying a home, you first need to know your credit score. The credit score not only affects the cost of borrowing for you but also your card approvals and job applications. The credit score will also be used to determine whether you will qualify for a mortgage. As such, you would not wish to see it fall below 620. Lenders prefer to give loans to people who are more likely to pay back their loans without

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One of the most challenging aspects of selling your home is keeping it clean and pristine for future buyers who seem to stop by with only a moment’s notice. Keeping your home show ready is necessary if you want to sell quickly. This process can be made far less stressful if you incorporate these seven hacks.

 

1. Simplify your belongings:

Sort and discard unwanted items before you pay a mover to move them. Doing so will not only help you when organizing your new home, it will automatically make your current one look less cluttered. Consider renting a storage unit for belongings you wish to keep that are not used daily. The savings gained from selling your home sooner will outweigh the nominal cost. Many self-storage companies offer very low

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