First Time Home Buyers

Found 44 blog entries about First Time Home Buyers.

Greenville is one of those small towns with that big city atmosphere. The town offers everyone plenty of action. Whether going out for the nightlife or seeking a popular dining establishment, those who come to visit can find an assortment of things to do.

 

1. The Heart of Downtown



People love to walk through the downtown district during the day and night. They enjoy the large sidewalks and popular restaurants for outdoor dining. Greenville is a friendly area to associate with visitors and residents. Plenty of shopping opportunities are available for those who prefer to purchase items to take home. Downtown Greenville is buzzing with patrons until late at night.

 

2. A Strong Economy Offering Excellent Employment Opportunity



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You can qualify as a first-time homebuyer even if you have owned a home before. This means you may qualify for first-time homebuyer benefits and loans if you haven’t owned your principal residence for the last three years or more. These benefits include low or no down payment FHA loans, VA loans, USDA Loans, renovation loans and other programs for first-time homebuyers. According to the National Association of Realtors, the average age for first-time homebuyers is 32 years. 

 

Real Estate Is a Good Investment



If you have the income and time to become a homeowner, you will have a good investment for your future. Buying a home is usually the biggest investment a person makes in his or her life. This is why you need a plan to enter the

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Buying a house is one of the largest purchases, if not the largest purchase you will make in your life. Before signing your name on the mortgage documents, it is wise to spend some time doing your homework. In addition to having the property and house inspected for structural and pest problems, it is also a good idea to look at other factors that could affect your enjoyment, safety and use of the property and home.

 

Review Local Crime Statistics

 

Whether you have children or you like to spend time walking outdoors in the neighborhood, it is a wise move to review local crime statistics. Take a look at both bodily injury crimes and property crimes. Chances are good that as a homeowner, you might occasionally forget to lock your windows, or you

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There’s a lot to consider when you’re looking to purchase your forever home. It’s an exciting time, but it can also be somewhat nerve-wracking because you want to make the best possible decision. Below are several considerations that should be made to ensure you find a home that you’ll love for years to come.

Preferred Location

In real estate, location will always be the number one priority. Where you choose to purchase a home will depend on where you work, the types of schools you want your children to attend, housing prices in the neighborhood and crime statistics. There are other factors, but these are some of the most important considerations. You’ll need to narrow down your priorities. This is something that can and should take time.

Great

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Given the advancements in technology, you might find it interesting to know that many home buyers remain interested in features that have been popular for decades. While there are some tech-focused features, other trends are for the purpose of convenience. Let’s delve a bit deeper into home buying trends.

Energy-Efficient Appliances

Energy efficiency is a big deal when buying a home. It’s something that can save you money every single month. Buyers understand this fact and want a smart home that contains energy-efficient appliances. This includes Energy Star certified heating and cooling systems. An energy-efficient home will likely do well on the market. Although windows are not considered an appliance, buyers are often interested in making sure

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Homes for sale are surprisingly common targets for thieves. While they may seem empty to some, experienced thieves know that they are easy targets that can still be full of valuables. If you are putting your home on the market, you need to know how to keep it safe from intruders. 

Why Empty Homes are a Tempting Target

Empty homes are a tempting target for thieves because most home robberies are crimes of opportunity. Thieves may plan to come rob a home, but they are not concocting elaborate plans to circumvent security systems. Instead, they tend to look for homes that are easy targets - and no target is more tempting than an easy home. After all, there's no chance that a person will be home to call the police, and the odds of being interrupted in

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There are several tax benefits of buying a home.

Interest

The first benefit is that all of the interest that you pay on the mortgage will be considered a deductible. This is as long as the mortgage that you have on the home is not over $750,000. The deduction is simple to do no matter if you are doing your taxes yourself or having a professional to do them. Plus, you are going to be able to include the interest that you paid as part of the closing of your home. All of this will be found on the settlement sheet.

Property taxes

The second benefit is some of the money that you have paid on your property taxes are also deductible on your taxes. At one time, you had the ability to deduct all of your taxes but now based on the new tax laws, you will

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Buying a foreclosure can seem like a great way to get a new home without having to pay quite as much as you would for a more traditional property. Before you buy a foreclosure, though, you'll need to learn a bit more about the process. Buying a foreclosure can be a good choice, but only if you understand what doing so entails. 

How to Buy the Home

There are two methods of buying a home that's in foreclosure. The first is buying a house at auction. This is uncommon for those not in the real estate business, as it requires you to be able to buy the house immediately with money that you have on-hand and you get no chance to inspect the property beforehand.

More common is buying a Real Estate Owned property. In this case, you go through much of the

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Buying real estate involves more than just finding an available house or plot of land. Most buyers simply find what they want, make an offer, and go from there. But it’s wise to do a land survey first before buying a plot of land with or without a house on it. The land survey will reveal important things about the property you need to know.

The Importance of a Land Survey

A land survey tells you exactly what you’re getting. The surveyor will measure property boundaries to make sure they’re correct. Otherwise, you could actually get less than what you’re expecting. The surveyor can also determine if nearby driveways, sidewalks, fences, or other structures are on the property.

The survey is also important because someone might have a building or

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Before a buyer chooses a home, there are certain conditions that they should be aware of. Most real estate agents can guide a buyer to a better selection, but if the buyer wants to look for their own home, they should read about the statistics within the neighborhood before moving into a home. Since a buyer is looking to purchase a home, there are additional facts to consider. Some of those facts are:

  • deteriorating houses in the neighborhood
  •  no street lights
  •  no caution lights
  •  no traffic lights
  •  drugs in the neighborhood
  •  no friendly neighbors
  •  increased crime rates
  •  people speeding through the neighborhood
  •   poor lawn service
  •   loud noises

A buyer can usually find statistics about a neighborhood in the local

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