5 Ways Homebuyers Can Avoid Buyer’s Remorse

Home Buyers remorse is the last thing you want when purchasing a home. Read below to find out more on how to avoid this so that you can enjoy your home.

1. Get Inspections

Before you purchase a home, you may need to complete several inspections. 

The first inspection you should consider is a chimney inspection. Getting a chimney inspection will make sure that there aren't any byproducts of old firewood left in your chimney. What was left over may combust in your home and potentially start a chimney fire. A chimney inspection typically costs between $300 and $400.

You may also want to consider getting an electrical inspection completed. Improper usage of electrical equipment is one of the leading…

1183 Views, 0 Comments

Read Full Post

Buying a Home: Top 4 Things You Should Do

Buying a home is among the most significant purchases most people make in their lives. Although it can be exciting, it can trigger uncertainty. For this reason, many first-time homebuyers may overlook some critical factors that may later cost them and bring about regrets.

Do Your Research

When it comes to buying a home, there is nothing like too much research. You need to make sure your property decision is logical and well-researched. Also, detach your emotions from the process and avoid rushing through the process. Know the exact amount you can afford for all your home payments. Shop for mortgage partners like you would for shoes, and familiarize yourself with the hidden costs. Don’t shy away from…

1183 Views, 0 Comments

Read Full Post

4 Tips to Save Your Way to a Down Payment for Your First Home

Owning a home has always been part and parcel of living the American dream, and making a sizable down payment can cut the long-term interest expenses of your mortgage dramatically. It might be overwhelming to think about where you're going to come up with the money for that down payment, but we've compiled four highly effective tips to help you achieve the goal of purchasing your first home.

Tip #1: Watch Your Shopping Habits

It's one thing to set aside money for the electricity bill every month and count that among your expenses, but it's another to take out a bunch of credit cards and go into debt for a new pair of shoes or a wardrobe upgrade that you just don't need. Do you know why…

1096 Views, 0 Comments

Read Full Post

How to Research a Neighborhood Before You Buy or Rent

Everyone is looking for something different in a neighborhood. Some people enjoy socializing with their neighbors, and others prefer a more introverted atmosphere. To find the right neighborhood for you, first write down what your ideal neighborhood is like, then follow these five critical tips for researching neighborhoods.

1. Check School Ratings

Even if you don't plan on having children, positive school ratings are a sign of a good neighborhood. School ratings also influence your home's value. Neighborhoods in highly rated school districts are often safer than those in poorly rated school districts.

Check a school's ratings on numerous sites and pay attention to test scores, student…

1326 Views, 0 Comments

Read Full Post

How to Craft a Competitive Home Purchase Offer

If you are looking to buy a home, it is critical that you understand how to make purchase offers that sellers will take seriously. It isn't uncommon for sellers to simply disregard any offers that they don't like without making an attempt to counter. Let's take a look at how you can make competitive offers on homes that you want to buy. 

Offer to Pay in Cash

By making a cash offer, it may be possible to close on a home sale within hours or days of your proposal being accepted. This is because there will be no need to apply for a mortgage and go through the steps related to obtaining financing. Furthermore, since you already have the money to buy the home, the seller can feel more confident that the…

1216 Views, 0 Comments

Read Full Post

4 Reasons Why You Need a Home Inspection

Home inspections have become a common part of purchasing a home. You may be wondering whether or not you should get a home inspection; we're here to explain why you need one. A home inspection will help you to avoid problems and ensure that you get a fair deal on it.

1. Avoid a Lemon

A lemon, in this context, refers to a home that looks nice at first but will leave a sour taste in your mouth if you decide to bite into it. This means that you might not notice the problems or issues with the home before you purchase it. Once you live in it, however, you'll start to notice some serious problems.

If you want to avoid a lemon, then you should get a home inspection to find out if there are any overlooked…

1210 Views, 0 Comments

Read Full Post

Why You Need a Radon Inspection When Buying a Home

Radon is a naturally occurring, radioactive element. It comes from the breakdown of uranium in the soil. Some areas of the United States have high levels of radon. About one in 15 homes has high radon levels, and the one you want to purchase could be it. Read on to learn why you should get a radon inspection when buying a home.

Understand the Health Effects of Radon Exposure

If you're like a typical American, you spend about 90% of your time indoors. Most of that time is spent where you live. Radon is a radioactive gas that causes damage to human cells. It's the second-leading cause of lung cancer in the United States. Among people who don't smoke, it's the leading cause of lung cancer. If you do…

1355 Views, 0 Comments

Read Full Post

6 Types of Home Inspections You May Need

Property Line Inspection

Property line surveys help you distinguish the difference between your house and your neighbor's house. Other reasons you might need a property line inspection include building a fence to separate you from your neighbors if you happen to own a dog, adding a pool to your backyard, and making updates and improvements that are actually on your own property. 

After you have completed a property inspection, you will get an official document that will define your piece of property as yours. If the land was accidentally improperly divided a long time ago, you may need to trace through several property inspections in order to find the original dividing lines.

Getting a property…

1803 Views, 0 Comments

Read Full Post

Tips on Choosing the Correct Realtor

Finding the right realtor is an important decision when it comes to helping you purchase or sell a home. Taking the extra time to find the best realtor in your area can pay off as they help you get the best deal possible. The following are a few key tips that can play a vital role in helping you find the right realtor who will have your best interests in mind.

1. Ask for Referrals

One of the best ways to find a good realtor is to ask your friends and family members for their recommendations. You should also ask people who were in a similar situation as yourself whether you are a first-time homebuyer, buying your second home, or if you are looking to downsize. It's a good idea to work with someone who has…

1203 Views, 0 Comments

Read Full Post

Thinking of Buying a Home? Here’s How to Know If It’s the Right Time

For many potential homeowners, the idea of owning a home has been reoccurring in their minds repeatedly over the years. On the other hand, it may also occur as a spontaneous, spur-of-the-moment thought for some. Either way, home ownership is a major life moment, and it is important to make sure you are completely ready. Here are a few things to consider while you decide if now is the right time to buy a house. 

Ready for More Responsibility?

It usually goes without saying that home ownership comes with a lot more responsibility than renting from a landlord. There are extra costs and tasks that you will be responsible for, including a mortgage, house insurance, maintenance,…

1245 Views, 0 Comments

Read Full Post